Embedded Files
Standard Multipliers
Standard Multipliers
=LE(name)
returns a single figure representing the life expectancy.
example:
=LE("Brian") returns the life expectancy of Brian
=LM(name, [discount-rate=default discount-rate])
returns a single figure representing the life multiplier.
examples:
=LM("Brian") returns the life multiplier of Brian.
=LM("Brian", -0.75%) returns the life muttiplier of Brian at a discount rate of -0.75%.
=EM(name, [discount-rate=default discount-rate])
returns a single figure representing the earnings multiplier i.e. the multiplier from Trial until Retirement.
examples:
=EM("Brian") returns the earnings multiplier of Brian.
=EM("Brian", -0.75%) returns the earnings muttiplier of Brian at a discount rate of -0.75%.
=AEM(name, [discount-rate=default discount-rate])
returns a single figure representing the earnings multiplier adjusted by the contingency factor i.e. the multiplier from Trial until Retirement multiplied by the contingency factor.
examples:
=AEM("Brian") returns the adjusted earnings multiplier of Brian.
=AEM("Brian", -0.75%) returns the adjusted earnings muttiplier of Brian at a discount rate of -0.75%.
=PM(name, [discount-rate=default discount-rate])
returns a single figure representing the pernsion multiplier i.e. the multiplier from Retirement until Death.
examples:
=PM("Brian") returns the pension multiplier of Brian.
=PM("Brian", -0.75%) returns the pension muttiplier of Brian at a discount rate of -0.75%.
Standard Joint Multipliers
Standard Joint Multipliers
=JLE(name)
returns a single figure representing the joint life expectancy.
example:
=JLE("Brian") returns the joint life expectancy of Brian and the deceased.
=JLM(name, [discount-rate=default discount-rate])
returns a single figure representing the joint life multiplier.
examples:
=JLM("Brian") returns the joint life multiplier of Brian and the deceased.
=JLM("Brian", -0.75%) returns the joint life muttiplier of Brian and the deceased at a discount rate of -0.75%.
Multipliers in general
Multipliers in general
=MULTIPLIER(name, from, [to], [frequency="Y"], [discounts='AMI'], [discount-rate=default discount-rate])
returns a single figure representing the multipler at a point in time or over a period .
examples:
=MULTIPLIER('Brian', 60) The yearly multiplier at age 60 for Brian.
=MULTIPLIER('Brian', 60, 70) The yearly multiplier from age 60 until 70 for Brian.
=MULTIPLIER('Brian', 60, 70, "5Y") The five yearly multiplier from age 60 until 70 for Brian.
=MULTIPLIER('Brian', 60, 70, "<5Y") The five yearly multiplier from age 60 until 70 for Brian, with the first loss at the start of the period.
=MULTIPLIER('Brian', 60, 70, "5Y>") The five yearly multiplier from age 60 until 70 for Brian, with the first loss at 5 years.
=MULTIPLIER('Brian', TRIAL, LIFE) The yearly multiplier from trial until end of life for Brian.
=MULTIPLIER('Brian', TRIAL, LIFE, -0.75%) The yearly multiplier from trial until end of life for Brian with 0.75% discount rate.
=MULTIPLIER('Brian', 3/9/2020, 6/1/2034, "Y" 'M') The yearly multiplier from 3/9/2020 until 6/1/2034 discounted for mortality only.
=MULTIPLIERL(name, from, [to], [frequency="Y"], [discounts='AMI'], [discount-rate=default discount-rate])
returns a four figures representing the past multipler (no of years in the past), the interest multiplier, the future multiplier and the total multiplier, at a point in time or over a period .
=MULTIPLIERP(name, from, [to], [frequency="Y"], [discounts='AMI'], [discount-rate=default discount-rate])
returns a single figure representing the past multipler (no of periods in the past) only.
=MULTIPLIERF(name, from, [to], [frequency="Y"], [discounts='AMI'], [discount-rate=default discount-rate])
returns a single figure representing the future multipler only.
Joint Multipliers in general
Joint Multipliers in general
=JMULTIPLIER(name, from, [to], [frequency="Y"], [discounts='AMI'], [discount-rate=default discount-rate])
returns a single figure representing the joint multipler with the deceased at a point in time or over a period .
example:
=JMULTIPLIER('Brian', 60, 70) The yearly joint multiplier with the deceased upon whom Brian was dependent from Brian's age 60 until Brian's age 70 .
=JMULTIPLIERL(name, from, [to], [frequency="Y"], [discounts='AMI'], [discount-rate=default discount-rate])
returns a four figures representing the past joint multipler (no of years in the past), the interest joint multiplier, the future joint multiplier and the total joint multiplier, at a point in time or over a period .
=JMULTIPLIERP(name, from, [to], [frequency="Y"], [discounts='AMI'], [discount-rate=default discount-rate])
returns a single figure representing the past joint multipler (no of periods in the past) only.
=JMULTIPLIERF(name, from, [to], [frequency="Y"], [discounts='AMI'], [discount-rate=default discount-rate])
returns a single figure representing the future joint multipler only.
Discount Factor and Term Certain
Discount Factor and Term Certain
=DF(name, when, [discount-rate=default discount-rate])
returns a single figure representing the discount factor to be applied to a loss in the future. Note: this is equivalent to a multiplier for a given one-off loss in the future discounted solely for accelerated receipt.
example:
=DF("Brian", 90) returns the discount factor for a loss incurred when Brian is aged 90.
=DF("Brian", 90, -0.75%) returns the discount factor for a loss incurred when Brian is aged 90 with a discount rate of -0.75%
=TC(name, [discount-rate=default discount-rate])
returns a single figure representing the term certain over a loss in the future. Note: this is equivalent to a multiplier over a future period discounted solely for accelerated receipt.
examples:
=TC("Brian", 60, 90) returns the term certain from Brian's age 60 to Brain's age 90.
=TC("Brian", 60, 90, -0.75%) returns the term certain from Brian's age 60 to Brain's age 90 at a discount rate of -0.75%.
Interest
Interest
=AGGINT(name, from, [to], [frequency="Y"])
returns a single figure representing the special account interest on a past loss. Note: the name is required as it is for all functions.
examples:
=AGGINT("Brian", 20/6/2021) the special account interest on a one-off past loss on 20/6/2021 until Trial.
=AGGINT("Brian", 20/6/2021, 20/7/21) the special account interest on a yearly recurring loss from 20/6/21 to 20/7/21
=AGGINT("Brian", 20/6/2021, 20/7/21,"W") the special account interest on a weekly recurring loss from 20/6/21 to 20/7/21
=AGGINT("Brian", 20/6/2021, 20/7/21,"A") the special account interest on a total sum lost in the period from 20/6/21 to 20/7/21
=INTONGD(name)
returns a single figure representing the interest on general damages at 2% a year.
Other
Other
=TRIAL(name)
returns the date of Trial.
=DOB(name)
returns the date of birth of the claimant.
=DOD(name)
returns the date of death of the deceased.
=DOI(name)
returns the date of injury.
=DOS(name)
returns the date of service.
=CONT(name)
returns the contingency factor for the claimant.
=AAT(name)
returns the age at Trial of the claimant.
=AAI(name)
returns the age at injury of the claimant.
=DOS(name)
returns the date of service.
=EAD(name)
returns the expected age at death of the claimant.
=EDD(name)
returns the expected date of death of the claimant.
=RETIREMENT(name)
returns the age at retirement of the claimant.
=REVISEDAGE(name)
returns the revised age of the claimant. This is the age that yields the revised life expectancy.
=DELTALE(name)
returns the reduced (or increased) life expectancy in years.
=TABLEE(name)
returns the Table E factor for the claimant.
=TABLEF(name)
returns the Table F factor for the claimant.
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